Dec 3

Thoughts on Human Capital Contracts


Matt Leichter (matt [dot] leichter [at] gmail [dot] com) (Saitama-ken 2003-05) is a renegade attorney who plays by his own rules.  He operates a think tank of one, The Law School Tuition Bubble, where he archives, chronicles, and analyzes the rising cost and declining value of legal education in the United States.  He also maintains the “Bankruptcy Legal Topics,” and, “Bankruptcy Billables,” sections for Steven Horowitz’s Bankruptcy Bill.  For further reading regarding JETs and the law, he recommends JETs with J.D.s.

So you’re tired of hearing about student debt.  Well, so am I.  You may’ve heard of investing in student equity.  Wait, you haven’t?  They’re called “Human Capital Contracts”—an investor (or the government) pays for your education in exchange for 10% of your income for ten years.  No one else has ever tried something like this.  I sat down and thought out what I think of them.

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